How much does home care cost per hour in New Jersey?

In 2025, home care in New Jersey ranges from $28 to $35 per hour for companion care and $33 to $40 per hour for personal care from a CHHA. Rates vary by county, agency, and level of care.

Does Medicaid cover home care in New Jersey?

Yes. NJ FamilyCare's MLTSS program can cover in-home personal care for eligible residents with no enrollment caps. Contact the NJ Division of Aging Services at 1-800-792-8820 to apply.

Is home care cheaper than assisted living in New Jersey?

For part-time and full-time needs under roughly 12 hours per day, home care is generally less expensive than assisted living, which averages $7,400 to $8,500 per month in New Jersey.

What is the JACC program in New Jersey?

The Jersey Assistance for Community Caregiving (JACC) program helps seniors who need nursing-facility-level care but prefer to stay home and do not qualify for Medicaid. Fees are on a sliding-scale basis.

Can veterans get help paying for home care in New Jersey?

Yes. The VA Aid and Attendance benefit provides monthly financial assistance to eligible veterans and surviving spouses for in-home care.

How Much Does Home Care Cost in New Jersey? (2025 Guide for Families)

This guide breaks down current home care rates in New Jersey, what drives the price up or down, how costs compare to other care options, and what financial help is available.

What Does Home Care Actually Include in NJ?

Companion care covers conversation, light housekeeping, meal preparation, errands, and medication reminders. Personal care (ADL assistance) involves bathing, dressing, grooming, toileting, and mobility — typically provided by a Certified Home Health Aide (CHHA).

Home Care Costs in New Jersey: 2025 Rates

Companion care runs $28–$35/hour. Personal care (CHHA) runs $33–$40/hour. Specialized care (dementia, post-hospital) runs $38–$45+/hour.

Monthly estimates: Part-time (20 hrs/week) $2,240–$3,200. Full-time (40 hrs/week) $4,480–$6,400. Live-in care $10,000–$15,000+.

How to Pay for Home Care in New Jersey

NJ FamilyCare MLTSS, JACC program, VA Aid & Attendance, long-term care insurance, and private pay are all options. Contact us at (732) 889-8444 or learn more at our contact page.

Frequently Asked Questions

Home care in NJ ranges $28–$40+/hour. Medicaid MLTSS covers eligible residents. JACC helps those who don't qualify for Medicaid. VA Aid & Attendance helps veterans.